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Dane County’s Fall 2025 Market Insights

Dane County Market Analysis, Economy, For Buyers, For Sellers, Forecasts, Home Prices, Housing Market Updates, Infographics, Interest Rates, Inventory, Market Updates, McGrady Group Blog, Mortgage Rates, Pricing

In our Summer market outlook, we discussed the early 2025 trendlines in Price, Days on Market and interest rates matching Spring of 2024. Would this trend continue into the Summer and Fall of 2025, or would a softer real estate market begin…

Dane County’s Summer 2025 Market Insights

Dane County Market Analysis, For Buyers, For Sellers, Forecasts, Housing Market Updates, Infographics, Inventory, McGrady Group Blog, Mortgage Rates

In our Spring market outlook, we predicted that 2025 would repeat the trend lines of 2024. So far, that prediction has held steady. This update continues our focus on Dane County market data, mortgage rates, and provides insights for buyers…

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Madison’s Challenge: Escalating Prices & Sluggish Listings

Dane County Market Analysis, Housing Market Updates, Interest Rates, Market Updates, McGrady Group Blog, Pricing, Time-sensitive

Here at The McGrady Group, we love digging into the data to determine how national headlines apply to us in South Central Wisconsin. Our latest analysis delves into how Dane County’s robust employment but lackluster listing quantity influences…

The Home Insurance Move That Could Save You $440 a Year

Affordability, Buying Tips, For Buyers

When you’re planning a move, every monthly cost counts. That’s why it can be frustrating to see home insurance keep creeping up. According to Intercontinental Exchange, it now makes up 9.6% of the average monthly mortgage payment. But the…

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Buying Tips, First-Time Buyers, For Buyers, Mortgage/Lending

Quick, what credit score do you need to buy a home? If a number pops into your head, there's a pretty good chance it's wrong. And the right answer is getting harder to pin down, because the way credit scores are determined and delivered is changing…

Who’s Buying Homes with Cash Right Now?

Agent Value, Buying Tips, Equity, For Buyers, For Sellers, Selling Tips

Ryan Serhant, CEO of SERHANT, says there isn’t just 1 housing market right now. There are really 4: cash buyers, buyers who need a mortgage, homeowners with low mortgage rates, and builders. Today, let’s zoom in on the 1st group – cash…

Why Builders May Be More Motivated To Sell Than Homeowners

Affordability, Buying Tips, First-Time Buyers, For Buyers, New Construction

Here's something most homebuyers don't think about. When the housing market slows down, homeowners and builders don't always respond the same way.Think about it. If you're selling your house and aren't getting the offers you want, you could…

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates, Mortgage/Lending

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.More and more of them are finding it…

Confused by Home Price Headlines? Here’s Why.

Agent Value, For Buyers, For Sellers, Home Prices

Whether you own a house already or you’re looking to buy one, you probably care about home prices. But it’s not always easy to figure out what’s really happening right now, especially if you look at the headlines.One says home prices are…

Want a More Affordable Home? Don’t Overlook Condos.

Affordability, Buying Tips, First-Time Buyers, For Buyers, Rent vs. Buy

When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right…

Why There are More Homes for Sale Right Now (and What It Means for You)

Buying Tips, For Buyers, For Sellers, Inventory, Selling Tips

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling. The number of homes for sale is growing faster than it was this time last year.…

Why Most People Are Still Glad They Bought a Home

Affordability, First-Time Buyers, For Buyers, Home Prices, Rent vs. Buy

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now. Everyday expenses cost more. Mortgage rates are higher than you’d like. And when the economy feels uncertain, taking on a mortgage can…

Myth vs. Reality: Does the Fed Control Mortgage Rates?

Affordability, Agent Value, Buying Tips, Economy, For Buyers, For Sellers, Mortgage Rates, Selling Tips

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates.…