Mortgage Rates - The McGrady Group

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Dane County’s Fall 2025 Market Insights

Dane County Market Analysis, Economy, For Buyers, For Sellers, Forecasts, Home Prices, Housing Market Updates, Infographics, Interest Rates, Inventory, Market Updates, McGrady Group Blog, Mortgage Rates, Pricing

In our Summer market outlook, we discussed the early 2025 trendlines in Price, Days on Market and interest rates matching Spring of 2024. Would this trend continue into the Summer and Fall of 2025, or would a softer real estate market begin…

Dane County’s Summer 2025 Market Insights

Dane County Market Analysis, For Buyers, For Sellers, Forecasts, Housing Market Updates, Infographics, Inventory, McGrady Group Blog, Mortgage Rates

In our Spring market outlook, we predicted that 2025 would repeat the trend lines of 2024. So far, that prediction has held steady. This update continues our focus on Dane County market data, mortgage rates, and provides insights for buyers…

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Madison’s Challenge: Escalating Prices & Sluggish Listings

Dane County Market Analysis, Housing Market Updates, Interest Rates, Market Updates, McGrady Group Blog, Pricing, Time-sensitive

Here at The McGrady Group, we love digging into the data to determine how national headlines apply to us in South Central Wisconsin. Our latest analysis delves into how Dane County’s robust employment but lackluster listing quantity influences…

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates, Mortgage/Lending

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.More and more of them are finding it…

Myth vs. Reality: Does the Fed Control Mortgage Rates?

Affordability, Agent Value, Buying Tips, Economy, For Buyers, For Sellers, Mortgage Rates, Selling Tips

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates.…

What Higher Mortgage Rates Mean for Home Sellers

For Sellers, Mortgage Rates, New Construction, Selling Tips

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.That's because today's buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable…

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's…

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Agent Value, Buying Tips, For Buyers, For Sellers, Mortgage Rates, New Construction, Selling Tips

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in changes how you should buy or sell.…

3 Things You Can Actually Control About Your Mortgage Rate Right Now

Affordability, Buying Tips, For Buyers, Mortgage Rates, New Construction

If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now, though, they’re…

The Best Time To Buy a Home in 2026 Is Almost Here

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.Yes, mortgage rates have been ticking up lately – and that’s creating some real challenges with affordability.…

Why Buyers Shouldn’t Overlook a Fall Move

Affordability, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Rates

You've been waiting for something to change before you buy. It just might not be the thing you expected…While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things…

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

For Buyers, For Sellers, Home Prices, Inventory, Mortgage Rates

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.So, it’s understandable if you've been putting off buying or selling…

Here’s Why Mortgage Rates Are What They Are Right Now

Affordability, Economy, For Buyers, For Sellers, Mortgage Rates

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once…