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Dane County’s Fall 2025 Market Insights

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In our Summer market outlook, we discussed the early 2025 trendlines in Price, Days on Market and interest rates matching Spring of 2024. Would this trend continue into the Summer and Fall of 2025, or would a softer real estate market begin…

Dane County’s Summer 2025 Market Insights

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In our Spring market outlook, we predicted that 2025 would repeat the trend lines of 2024. So far, that prediction has held steady. This update continues our focus on Dane County market data, mortgage rates, and provides insights for buyers…
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Madison’s Challenge: Escalating Prices & Sluggish Listings

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Here at The McGrady Group, we love digging into the data to determine how national headlines apply to us in South Central Wisconsin. Our latest analysis delves into how Dane County’s robust employment but lackluster listing quantity influences…

The Best Time To Buy a Home in 2026 Is Almost Here

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Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.Yes, mortgage rates have been ticking up lately – and that’s creating some real challenges with affordability.…

Remote Work Could Be Your Affordability Answer

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For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. But your salary is only half the equation. Where you live shapes what you can afford just…

Think New Homes Cost More? Not Right Now.

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Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices…

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

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Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you've caught the buzz and wondered whether that money could get you into a home faster, especially with affordability…

Sellers Are Cutting Prices To Meet Buyers Where They’re At

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You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here's the thing.Nationally,…

Who Has the Upper Hand in Today’s Housing Market?

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Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.The interesting thing is... both can be right at the exact same…

The Case for Putting 20% Down on Your Next Home

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If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

Thinking About Waiting for Lower Mortgage Rates? Read This First.

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Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

Buying a Home? Here’s What You Should Know About Home Insurance Costs.

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If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.

Home Price Growth Slowed Down. That May Be Changing.

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After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again.