For Buyers - The McGrady Group

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Dane County’s Fall 2025 Market Insights

Dane County Market Analysis, Economy, For Buyers, For Sellers, Forecasts, Home Prices, Housing Market Updates, Infographics, Interest Rates, Inventory, Market Updates, McGrady Group Blog, Mortgage Rates, Pricing

In our Summer market outlook, we discussed the early 2025 trendlines in Price, Days on Market and interest rates matching Spring of 2024. Would this trend continue into the Summer and Fall of 2025, or would a softer real estate market begin…

Dane County’s Summer 2025 Market Insights

Dane County Market Analysis, For Buyers, For Sellers, Forecasts, Housing Market Updates, Infographics, Inventory, McGrady Group Blog, Mortgage Rates

In our Spring market outlook, we predicted that 2025 would repeat the trend lines of 2024. So far, that prediction has held steady. This update continues our focus on Dane County market data, mortgage rates, and provides insights for buyers…

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Madison’s Challenge: Escalating Prices & Sluggish Listings

Dane County Market Analysis, Housing Market Updates, Interest Rates, Market Updates, McGrady Group Blog, Pricing, Time-sensitive

Here at The McGrady Group, we love digging into the data to determine how national headlines apply to us in South Central Wisconsin. Our latest analysis delves into how Dane County’s robust employment but lackluster listing quantity influences…

Think New Homes Cost More? Not Right Now.

Affordability, Agent Value, Buying Tips, For Buyers, Home Prices, New Construction

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices…

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability, Buying Tips, First-Time Buyers, For Buyers

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you've caught the buzz and wondered whether that money could get you into a home faster, especially with affordability…

Sellers Are Cutting Prices To Meet Buyers Where They’re At

Affordability, Buying Tips, For Buyers, Home Prices

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here's the thing.Nationally,…

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

For Buyers, For Sellers, Home Prices, Inventory, Mortgage Rates

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.So, it’s understandable if you've been putting off buying or selling…

Higher Rates Could Actually Help Housing Supply – Here’s How.

For Buyers, For Sellers, Inventory

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.But that may be about to change. Here’s why your pool of options…

Who Has the Upper Hand in Today’s Housing Market?

Buying Tips, For Buyers, For Sellers, Selling Tips

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they'll still get top dollar.The interesting thing is... both can be right at the exact same…

Here’s Why Mortgage Rates Are What They Are Right Now

Affordability, Economy, For Buyers, For Sellers, Mortgage Rates

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once…

The Case for Putting 20% Down on Your Next Home

Affordability, Buying Tips, Downsize, For Buyers, Move-Up

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

Thinking About Waiting for Lower Mortgage Rates? Read This First.

Affordability, Buying Tips, Economy, For Buyers, Forecasts, Mortgage Rates

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating. But it's a real possibility.

Big Investors Are Backing Off and That’s Your Opening

First-Time Buyers, For Buyers

For years, a lot of would-be homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want?