Affordability - The McGrady Group

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Dane County’s Fall 2025 Market Insights

Dane County Market Analysis, Economy, For Buyers, For Sellers, Forecasts, Home Prices, Housing Market Updates, Infographics, Interest Rates, Inventory, Market Updates, McGrady Group Blog, Mortgage Rates, Pricing

In our Summer market outlook, we discussed the early 2025 trendlines in Price, Days on Market and interest rates matching Spring of 2024. Would this trend continue into the Summer and Fall of 2025, or would a softer real estate market begin…

Dane County’s Summer 2025 Market Insights

Dane County Market Analysis, For Buyers, For Sellers, Forecasts, Housing Market Updates, Infographics, Inventory, McGrady Group Blog, Mortgage Rates

In our Spring market outlook, we predicted that 2025 would repeat the trend lines of 2024. So far, that prediction has held steady. This update continues our focus on Dane County market data, mortgage rates, and provides insights for buyers…

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Madison’s Challenge: Escalating Prices & Sluggish Listings

Dane County Market Analysis, Housing Market Updates, Interest Rates, Market Updates, McGrady Group Blog, Pricing, Time-sensitive

Here at The McGrady Group, we love digging into the data to determine how national headlines apply to us in South Central Wisconsin. Our latest analysis delves into how Dane County’s robust employment but lackluster listing quantity influences…

The Home Insurance Move That Could Save You $440 a Year

Affordability, Buying Tips, For Buyers

When you’re planning a move, every monthly cost counts. That’s why it can be frustrating to see home insurance keep creeping up. According to Intercontinental Exchange, it now makes up 9.6% of the average monthly mortgage payment. But the…

Why Builders May Be More Motivated To Sell Than Homeowners

Affordability, Buying Tips, First-Time Buyers, For Buyers, New Construction

Here's something most homebuyers don't think about. When the housing market slows down, homeowners and builders don't always respond the same way.Think about it. If you're selling your house and aren't getting the offers you want, you could…

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates, Mortgage/Lending

When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in.More and more of them are finding it…

Want a More Affordable Home? Don’t Overlook Condos.

Affordability, Buying Tips, First-Time Buyers, For Buyers, Rent vs. Buy

When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right…

Why Most People Are Still Glad They Bought a Home

Affordability, First-Time Buyers, For Buyers, Home Prices, Rent vs. Buy

With everything going on, it’s understandable if you’re wondering if you’d regret buying right now. Everyday expenses cost more. Mortgage rates are higher than you’d like. And when the economy feels uncertain, taking on a mortgage can…

Myth vs. Reality: Does the Fed Control Mortgage Rates?

Affordability, Agent Value, Buying Tips, Economy, For Buyers, For Sellers, Mortgage Rates, Selling Tips

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates.…

Two Moves That Can Get You Into Your First Home Sooner

Affordability, Buying Tips, First-Time Buyers, For Buyers, Rent vs. Buy

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.But buying your first home doesn’t have to…

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's…

Why So Many Sellers Are Cutting Their Price Right Now

Affordability, Agent Value, Buying Tips, For Buyers, For Sellers, Home Prices, Price It Right/Overpricing, Selling Tips

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often…

3 Things You Can Actually Control About Your Mortgage Rate Right Now

Affordability, Buying Tips, For Buyers, Mortgage Rates, New Construction

If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now, though, they’re…