Buying Tips - The McGrady Group

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Dane County’s Fall 2025 Market Insights

Dane County Market Analysis, Economy, For Buyers, For Sellers, Forecasts, Home Prices, Housing Market Updates, Infographics, Interest Rates, Inventory, Market Updates, McGrady Group Blog, Mortgage Rates, Pricing

In our Summer market outlook, we discussed the early 2025 trendlines in Price, Days on Market and interest rates matching Spring of 2024. Would this trend continue into the Summer and Fall of 2025, or would a softer real estate market begin…

Dane County’s Summer 2025 Market Insights

Dane County Market Analysis, For Buyers, For Sellers, Forecasts, Housing Market Updates, Infographics, Inventory, McGrady Group Blog, Mortgage Rates

In our Spring market outlook, we predicted that 2025 would repeat the trend lines of 2024. So far, that prediction has held steady. This update continues our focus on Dane County market data, mortgage rates, and provides insights for buyers…

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Madison’s Challenge: Escalating Prices & Sluggish Listings

Dane County Market Analysis, Housing Market Updates, Interest Rates, Market Updates, McGrady Group Blog, Pricing, Time-sensitive

Here at The McGrady Group, we love digging into the data to determine how national headlines apply to us in South Central Wisconsin. Our latest analysis delves into how Dane County’s robust employment but lackluster listing quantity influences…

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Buying Tips, Equity, First-Time Buyers, For Buyers, Forecasts, Home Prices

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.A recent survey from Clever found 58% of Gen Z buyers are actually rooting for a crash, just so homeownership feels within reach.So, what…

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… That's not necessarily the number you'd get. It's…

Why So Many Sellers Are Cutting Their Price Right Now

Affordability, Agent Value, Buying Tips, For Buyers, For Sellers, Home Prices, Price It Right/Overpricing, Selling Tips

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often…

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Agent Value, Buying Tips, For Buyers, For Sellers, Mortgage Rates, New Construction, Selling Tips

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in changes how you should buy or sell.…

3 Things You Can Actually Control About Your Mortgage Rate Right Now

Affordability, Buying Tips, For Buyers, Mortgage Rates, New Construction

If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now, though, they’re…

The Best Time To Buy a Home in 2026 Is Almost Here

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.Yes, mortgage rates have been ticking up lately – and that’s creating some real challenges with affordability.…

Remote Work Could Be Your Affordability Answer

Affordability, Agent Value, Buying Tips, First-Time Buyers, For Buyers

For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. But your salary is only half the equation. Where you live shapes what you can afford just…

Think New Homes Cost More? Not Right Now.

Affordability, Agent Value, Buying Tips, For Buyers, Home Prices, New Construction

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices…

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability, Buying Tips, First-Time Buyers, For Buyers

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you've caught the buzz and wondered whether that money could get you into a home faster, especially with affordability…

Sellers Are Cutting Prices To Meet Buyers Where They’re At

Affordability, Buying Tips, For Buyers, Home Prices

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Because even if you love the house, the numbers feel impossible. But here's the thing.Nationally,…