Affordability - The McGrady Group

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Dane County’s Fall 2025 Market Insights

Dane County Market Analysis, Economy, For Buyers, For Sellers, Forecasts, Home Prices, Housing Market Updates, Infographics, Interest Rates, Inventory, Market Updates, McGrady Group Blog, Mortgage Rates, Pricing

In our Summer market outlook, we discussed the early 2025 trendlines in Price, Days on Market and interest rates matching Spring of 2024. Would this trend continue into the Summer and Fall of 2025, or would a softer real estate market begin…

Dane County’s Summer 2025 Market Insights

Dane County Market Analysis, For Buyers, For Sellers, Forecasts, Housing Market Updates, Infographics, Inventory, McGrady Group Blog, Mortgage Rates

In our Spring market outlook, we predicted that 2025 would repeat the trend lines of 2024. So far, that prediction has held steady. This update continues our focus on Dane County market data, mortgage rates, and provides insights for buyers…

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Madison’s Challenge: Escalating Prices & Sluggish Listings

Dane County Market Analysis, Housing Market Updates, Interest Rates, Market Updates, McGrady Group Blog, Pricing, Time-sensitive

Here at The McGrady Group, we love digging into the data to determine how national headlines apply to us in South Central Wisconsin. Our latest analysis delves into how Dane County’s robust employment but lackluster listing quantity influences…

What Most Veterans Don’t Know About Their VA Home Loan Benefit

Affordability, Buying Tips, For Buyers

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.But many are closer than they think. And you might be, too.If you’re a Veteran, you probably know the Veterans Affairs…

Newly Built Home Prices Hit a 5-Year Low

Affordability, Buying Tips, First-Time Buyers, For Buyers, New Construction

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.The median sale price of a newly built home is now at its lowest level since 2021, according to the latest data from…

Could Co-Buying Be the Answer for Some First-Time Buyers?

Affordability, Buying Tips, First-Time Buyers, For Buyers

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. But some buyers are getting creative and finding a way to still make the numbers work – and that’s through co-buying. The Dream Is Still Alive.…

Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.

Affordability, Buying Tips, First-Time Buyers, For Buyers

According to Google Trends, online searches for down payment information recently hit an all-time high. And that’s a clear sign more buyers are trying to figure out what they really need to save before making a move (see graph below):If you’re…

The 10 Best Markets for First-Time Buyers This Spring

Affordability, First-Time Buyers, Inventory

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.Not because you weren’t ready.Not because you weren’t trying.But because every time you ran the numbers, they didn’t work.That’s why so many first-time…

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

Affordability, First-Time Buyers, For Buyers, Mortgage Rates

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember.While recent events do have some impact on the housing market,…

When Buying a Home Feels Out of Reach, Some Families Do This Instead

Affordability, Buying Tips, For Buyers, Senior Market

For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of buying. Then you look at the cost of childcare. And it starts to feel like you have to choose…

Affordability Has Improved in All 50 States

Affordability, First-Time Buyers, For Buyers

For the past few years, affordability has been what’s stopped a lot of buyers in their tracks. Maybe it stopped you, too.At some point you probably did the math, looked at the monthly payment, and decided to pause your search and wait for…

Should You Wait for Lower Rates?

Affordability, First-Time Buyers, For Buyers, Mortgage Rates

Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.A lot of buyers are…

Renting vs. Buying: The Numbers Might Surprise You

Affordability, First-Time Buyers, For Buyers, Rent vs. Buy

Renting can feel like the easier choice right now. There’s no big down payment. No dealing with surprise repairs. And no long-term commitment.But then your rent goes up again. And again. And suddenly the thing that seemed flexible starts looking……